RIYAS BABU
Author: RIYAS BABU
GSTR 9 Table Wise Analysis: A Lender’s Guide to Smarter Credit Decisions
In the quest for sharper, faster, and more reliable credit underwriting, forward-thinking lenders have moved beyond traditional financial statements. The most powerful tool for de-risking your portfolio is a detailed GSTR 9 table wise analysis. This government-verified document provides a consolidated, transaction-level view of a business’s entire financial year. For lenders, it’s a treasure trove
How to Analyze GSTR 1 Data for Error-Free GST Filing
Filing GST returns isn’t just a routine task—it’s a high-stakes responsibility. One small mismatch in sales data can trigger penalties, compliance notices, and endless reconciliations. That’s why it’s critical to analyze GSTR 1 data thoroughly before hitting the submit button. In this guide, we’ll walk through why GSTR 1 return analysis matters, the exact steps
Glossary of Common GST Terms -Explained
Understanding GST doesn’t have to feel like decoding a secret language. Whether you’re a business owner, accountant, or finance professional, this glossary breaks down key GST terms in plain English—sprinkled with practical examples. 1. GSTIN (Goods and Services Tax Identification Number) Think of GSTIN as your business’s tax ID. Every registered taxpayer gets this 15-digit
GSTIN Explained: Everything Businesses Need to Know About Their 15-Digit Tax ID
Running a business in India? Then you’ve probably heard the term GSTIN thrown around in every tax conversation. But what exactly is this 15-digit number, why is it so important, and how do you use it effectively? Let’s break it down in plain English. What is GSTIN? GSTIN stands for Goods and Services Tax Identification
What is ITR? Requirements & How to file ITR for home loan
Buying a home is exciting—but it can also feel like navigating a maze of paperwork. One document banks pay close attention to is your ITR for home loan. Yes, that old tax return you file every year plays a big role in determining if your dream home becomes reality. In this guide, we’ll break down
How AI in Borrower Income Assessment Is Transforming Loan Decisions
In the fast-paced world of lending, waiting days—or even weeks—to verify a borrower’s income can cost more than just time. Errors creep in, paperwork piles up, and decisions get delayed. Enter AI in borrower income assessment, a game-changer that’s streamlining the process and making loan approvals faster, smarter, and far more reliable. If you want
ITR Verification in Loan Process: How Pro Analyser Ensures Accuracy & Trust
Imagine a borrower submits their ITR claiming a stable income, but when the bank checks, the numbers don’t match. The result? Loan rejection, wasted time, and unnecessary friction. For lenders, this scenario is all too familiar. That’s why ITR verification in loan process has become a critical checkpoint. It ensures income proof is valid, prevents
Income Proof Verification for Loans: How ITR Simplifies Lending Decisions
When it comes to lending, verifying a borrower’s income is critical. A simple mistake can cost lenders time, money, and even risk non-performing loans. That’s where Income proof verification for loans becomes vital. Among all documents, the ITR as income proof stands out for its accuracy and reliability. Unlike bank statements or pay slips, the
GST Return Types Explained: Simplifying GSTR-1 to GSTR-9
Filing GST returns is one of those tasks that can quickly overwhelm even experienced finance professionals. Multiple forms, monthly versus annual filings, penalties for errors—it’s a lot to handle. But once you understand the different GST return types, the process becomes far less intimidating. This guide breaks down the types of GST returns in India,
GST 2.0 in Action: 56th GST Council Meeting and Key GST Rate Changes 2025
The 56th GST Council Meeting 2025 was not just another policy update—it was a reset button for India’s indirect tax system. Branded as GST 2.0, this reform is designed to simplify the tax structure, reduce disputes, and directly impact what consumers pay at the checkout counter. For finance professionals, it signals a shift in compliance,