RIYAS BABU
Author: RIYAS BABU
·
Why Pro Analyser is the Essential Shield for Modern AML Compliance
What is AML Compliance & Why It’s Important? Anti-Money Laundering (AML) is the regulatory backbone of the financial world, designed to detect and deter the criminal process of converting illegally obtained funds (“dirty money”) into legitimate assets. Effective AML Compliance is critical for financial institutions, regulators, and businesses to protect themselves from financial crime, reputational
Why Many NBFCs Prefer Pro Analyser Over Full-Suite Platforms
NBFCs today are operating under more pressure than ever: larger loan volumes, tighter risk controls, and rising fraud attempts. In this environment, technology is no longer optional — it’s a major factor in portfolio quality.This is why many lenders are shifting away from heavy, multi-module systems and choosing focused tools built specifically to improve credit
·
How RegTech Solutions Are Revolutionizing Financial Compliance Automation in 2025
In finance, compliance is non-negotiable — but it’s also complicated.Every regulation update, audit, and policy change adds another layer of complexity for banks, NBFCs, and fintechs. Manual compliance processes no longer cut it. They’re slow, costly, and error-prone.That’s where RegTech — or Regulatory Technology — is stepping in. RegTech solutions for financial compliance are reshaping
Beyond Income: Why Volatility Score Is the Future of Credit Risk Analysis
For years, lenders have relied on income statements to judge repayment capacity. Yet defaults persist—even among borrowers with stable, high salaries. Income shows earning power, not financial discipline. The real indicator of repayment reliability is cash-flow stability, not static income data. This is where the Volatility Score transforms credit assessment. It provides a sharper, data-driven
How AI-Powered GST Tools Are Revolutionizing Compliance & Tax Analysis
Remember when GST filing felt like juggling spreadsheets, receipts, and late-night panic?Those days are (thankfully) fading fast. Artificial Intelligence has quietly slipped into the taxation scene, and it’s changing how businesses handle compliance forever.Today’s GST tools aren’t just calculators — they’re intelligent systems capable of spotting mismatches, preventing errors, and offering deep financial insights in
What Lenders Often Miss in ITR Analysis – and How to Fix It
Let’s face it — even experienced lenders can overlook key financial clues hidden inside an ITR.The numbers may appear solid, but the real financial truth often hides in the fine print. That’s where ITR based income verification takes the spotlight. It’s not just a buzzword anymore — it’s a smarter, faster way to validate borrower
Why Every NBFC Needs an ITR Analyser for Smarter Lending in 2025
Lending isn’t just about gut instinct anymore — it’s about data, speed, and precision. And in 2025, NBFCs that rely only on traditional income checks are already falling behind those that use smarter automation tools.That’s where an ITR Analyser for NBFC changes the game. The Shift: From Manual Verification to Data Intelligence For decades, income
ITR vs Salary Slip: Finding the Most Reliable Income Proof for Loan Approval
Ever seen two applicants with the same credit score — but one gets approved instantly while the other faces “further verification”?That’s often because of one thing lenders don’t joke about: income proof for loan. Your credit score may show how you repay.But your income documents reveal if you can repay.And when it comes to proving
Income Verification for Loan Approval: Why ITR Analysis is Essential
Lenders traditionally rely on CIBIL scores for quick credit checks, standardizing the initial gauge of repayment potential. However, a high score doesn’t guarantee a borrower’s ability to repay. Seasonal income, hidden liabilities, or unreported earnings can easily bypass standard credit evaluations, making robust Income Verification for Loan approval a critical necessity. This is where ITR
Top 7 Red Flags That Can Trigger a GST Audit & How to Avoid Them
Ever had that tiny fear when filing your GST return — “What if this triggers an audit?”You’re not alone. GST audits can be intimidating, especially when you’re not sure what went wrong. The truth is, most audits don’t happen randomly. They’re usually triggered by specific data mismatches or filing errors that catch the system’s eye.