-
The Modern Underwriter’s Checklist: What Actually Matters in 2025
“Do you know how many loan files a senior underwriter clears in a day at a mid-sized NBFC?” Somewhere between 25 to 40. That’s one every 10–15 minutes. Not much time to catch fraud, misreports, or subtle red flags. And yet, one mistake could cost lakhs—or worse, your company’s reputation. That’s the pressure of credit…
-
How to Detect Borrower Fraud Before It Hits Your Balance Sheet
“He seemed genuine—until the EMI bounced. Twice.”That’s what a frustrated loan officer said after a ₹40 lakh business loan turned sour. The borrower had all the right documents, clean statements, even a good credit score. But three months in, the cracks began to show. Welcome to the real face of borrower fraud—quiet, clever, and far…
-
Why Embedded Finance Is the Next Fintech Disruption in India- What It Means for SMBs?
What if your competitors could offer loans, credit, or insurance without ever being a bank? That’s not a futuristic idea anymore – it’s happening now. And if your business still depends on outdated tools and legacy finance workflows, you might be falling behind. Welcome to the new fintech frontier: Embedded Finance. In simple terms, it…
-
Bank Statement Analysis: The Hidden Red Flags Lenders Often Miss
According to recent reports,over 18% of loan defaults had warning signs right inside the bank statement—signs that were missed during the review. It wasn’t missing documents. It wasn’t poor credit scores. Just small clues hiding in plain sight. Most teams only check for large deposits or low balances. But that’s just the surface. The real…
-
What Is GST Compliance & How to Stay 100% Compliant in 2025
Did you know that a single missed GST return can freeze your Input Tax Credit (ITC)? That means your own money, meant to be credited back, gets stuck. Not because you did something illegal. But because your vendor missed a filing. Or maybe you uploaded the wrong invoice details. In 2025, GST non-compliance doesn’t just…
-
How to Use Bank Statement Analyser to Improve Borrower Conversations
Let’s say you’ve got two sales reps calling the same borrower. One jumps in with no prep—just the application form and a few standard questions like, “What’s your income?” or “Any existing loans?” The borrower responds politely, but it’s all surface stuff. Now imagine the second rep. Before the call even starts, he’s seen the…
-
Is Your GST Data Lying to You? 5 Patterns Only Smart GST Analysis Can Reveal
Imagine this! You file your GST returns. Your accountant double-checks everything. You assume your business is safe and compliant. But what if it isn’t? Most businesses in India handle GST like a checklist. GSTRs get uploaded, returns acknowledged, and life moves on. But here’s the part we rarely talk about: GST data isn’t just a…
-
·
How GST Tools Speed Up and Improve Lending Accuracy
Let’s face it—loan files aren’t getting lighter, and borrowers aren’t always as clean as their claims. While speed is the new expectation, accuracy still decides profit vs. regret. That’s where GST tool comes in—not as “nice-to-haves,” but as quiet game-changers. Imagine scanning a borrower’s entire GST history in seconds—spotting mismatches, gaps, or fake filings—before the…
-
Top 7 Benefits of Automated Bank Statement Analysis for Lenders
In this modern lending era, speed is currency and trust is fragile. And if you’re still reviewing bank statements line by line. You’re basically riding a bicycle in a jet-speed race.Sure, you might reach the finish line—but you’ll be late, exhausted, and maybe misled.If you’re the kind of lender still zooming into PDFs with one…
-
Is Your Sales Team Missing Critical Insights in Bank Statements? Learn How to Fix It
Most sales teams are great at spotting opportunities—but not always the risks hiding beneath. A client may look promising during discussions, but if their bank statement tells a different story, your team could be walking straight into financial trouble. That one oversight? It can cost more than just a deal—it can shake the business. In…