A Bank Statement Analyser is an AI-powered software that automates the extraction and interpretation of financial data from bank statements. Pro Analyser‘s Bank Statement Analyser specifically uses advanced OCR to convert messy PDF or image data into structured financial intelligence, providing a 360-degree view of a borrower’s creditworthiness in seconds.
Pro Analyser can process a multi-page bank statement in under 30 seconds, compared to the 2–4 hours required for manual review. This 99% reduction in processing time allows lenders to achieve “Instant Loan Disbursement” goals.
Pro Analyser’s Bank Statement Analyzer streamlines financial data processing, helps identify spending patterns, manages budgets, detects fraudulent activities, loan analysis, cheque return analysis, overdraft analysis and offers a clearer picture of financial health.
Yes, Pro Analyser is built to be template-agnostic, supporting over 500+ banks and more than 1,000 different statement formats, including e-statements, scanned PDFs, and even clear photographs of physical documents.
Pro Analyser utilizes a proprietary “Document DNA” engine that scans for hidden metadata, font inconsistencies, and pixel-level alterations. While edited PDFs might look perfect to the human eye, our AI instantly flags these discrepancies to prevent loan fraud.
Absolutely. By performing deep cash-flow analysis, Pro Analyser identifies recurring debit patterns and hidden EMIs that may not yet be reflected on a credit bureau report. This prevents lenders from over-leveraging a borrower.
Circular transactions involve moving money between accounts to artificially inflate income. Pro Analyser’s intelligent algorithms detect these “round-tripping” patterns, ensuring that only genuine business or personal income is considered for credit scoring.
For borrowers without a credit history, Pro Analyser provides an alternative credit score by analyzing real-time liquidity, spending discipline, and average monthly balances (AMB). This allows Pro Analyser users to safely expand their lending pool to the gig economy and MSMEs.
Yes. Pro Analyser specializes in irregular income verification by identifying stable “inflow clusters” rather than just looking for traditional “Salary” tags. This makes it an essential tool for assessing the modern workforce.
The Pro Analyser Bank Statement Analyser automatically flags cheque bounces, ECS returns, frequent overdraft usage, and sudden spikes in cash withdrawals, giving underwriters an instant “Risk Summary” without reading every line.
Yes. Pro Analyser is designed with the RBI’s Digital Lending 2.0 mandates in mind, ensuring data privacy, consumer consent frameworks, and a fully auditable trail for every credit decision made through the platform.
Yes, Pro Analyser offers a robust REST API that allows for seamless integration into your existing Loan Origination System (LOS) or CRM, enabling a fully automated, end-to-end digital lending workflow.
Lenders & NBFCs using Pro Analyser typically see a 60-80% reduction in operational costs and a 25% improvement in default prediction accuracy. This results in lower NPAs and a significantly higher “Time to Yes” for customers.
No, Pro Analyser acts as a “force multiplier” for credit officers. By removing the “grunt work” of data entry and basic calculation, it allows your team to focus on high-level decision-making and complex case analysis.
Security is a top priority for Pro Analyser. We use bank-grade encryption (AES-256) for all data at rest and in transit, ensuring that sensitive financial information is never compromised.