analyzing bank statement

India’s Most Trusted Bank Statement Analyser

Still Analysing Statements manually? Let our bank statement analyser do it 10X faster with 100% accuracy

  • Supports 500+ Banks & 1000+ Bank statement formats.
  • 36000+ hours of manual work automated.
  • 12 Crore+ expenses saved.
  • 200% Increase in profits after using pro analyser.
  • 300% more growth compare to their competitors after using pro analyser.
  • 10X improvement in operations efficiency and productivity.
  • Trusted by 1200+ Companies.
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Pro Analyser’s Bank Statement analyser

Pro Analyser’s Bank Statement Analyser is a smart tool that instantly reads and interprets bank statements, turning raw data into clear, actionable insights. Pro Analyser saves hours of manual work while ensuring accuracy, making it easy to understand financial patterns at a glance – With faster analysis and reliable results, it helps businesses, lenders, and finance teams make confident decisions without the usual hassle.

Pro Analyser’s Bank Statement Analyser is a smart tool that instantly reads and interprets bank statements, turning raw data into clear, actionable insights.

Key Features & Benefits of Pro Analyser’s Bank Statement Analyser

Creditworthiness

Combines income, expenses, and liabilities into a reliable credit profile.

Red Flag Detection

Identifies 35+ risky patterns like overdrafts, unusual deposits, Circular Transactions and irregular withdrawals etc..

Fraud Detection Using AI & ML

Uses AI & ML to spot manipulated/Tampered PDF statements, duplicates, and suspicious activity.

Cheque / ECS Returns

Tracks bounced payments and missed debits that signal repayment stress.

Pro Analyser Mascot Sitting on pile of bank statements using bank statement analyser

Income Verification

Validates declared income against actual credits to prevent false claims and reduce loan defaults.

Loan & EMI Analysis

Maps ongoing liabilities, Loans and EMIs to accurately assess repayment capacity.

Cash Flow Analysis

Breaks down inflows and outflows to reveal Financial stability, Expense pattern and liquidity trends.

Multi-Bank Aggregation

Consolidates statements from multiple banks into a single unified report.

Why choose us for bank statement analysis

Traditional Method

Manual Bank Statement Analysis
Comparison of traditional vs automated bank statement review across time, error rate, fraud detection, trend analysis, and scalability, showing automation as faster and more accurate

Automated Method

Finance Professional Using Bank Statement Analyser
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Analytics

Monthly turnover, balance analysis, loan analysis, bank charges, salary txns, chq/ECS Returns, fraud detection using AI & ML.

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Easy to use

No need to have technical knowledge. Easy to understand. Our team is always there to help you. 24/7 customer support.

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Affordable

Our mission is simplifying the financial health analysis to make better decision in very short time. Guaranteed best price at the market for individuals to corporation.

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Highlights

We support PDF to Excel. Multiple PDFs to one report. Also accepts password-protected PDFs. Reports in both formats (Excel and PDF).

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Security

We use the most advanced algorithm to secure your data. Privacy & Security are always our top priority. We never compromise on security.

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Social Media

You can download the report easily and share with anyone you like. Reports can be downloaded as Excel and PDFs as well.

Tailored for Every Professional

Auditor Icon
Auditors

  • Scan thousands of transactions in minutes
  • Identify anomalies, missing entries
  • Export clean audit reports
  • Accurate audits without burnout
  • Free to start
Sign Up – It’s Free

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NBFC’s, DSA’s & Lenders

  • Analyse borrower data for creditworthiness
  • Check credit capacity & EMI patterns
  • Smarter underwriting, Lower NPAs
  • Accurate decisions no worries
  • Free to start
Sign Up – It’s Free

Auditor Icon
Businesses / CFO’s

  • Analyze expenses month-over- month
  • Improve your financial decision
  • Track cash flow easily
  • Know where your money goes- instantly
  • Free to start
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Yearly pricing plans

Choose the right pricing plan for your business, whether you’re just starting out or looking to upgrade.

BASIC

120 Accounts

Save 50%

  • Per Account 28+ files
  • Multiple Accounts
  • 24/7 customers support
  • API for Developers
  • Web dashboard
  • Mobile App
  • 60+ Analysis
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STANDARD

240 Accounts

Save 60%

  • Per Account 28+ files
  • Multiple Accounts
  • 24/7 customers support
  • API for Developers
  • Web dashboard
  • Mobile App
  • 60+ Analysis
Sign Up – It’s Free

PREMIUM

600
Accounts

Save 80%

  • Per Account 28+ files
  • Unlimited Accounts
  • 24/7 customers support
  • API for Developers
  • Web dashboard,
  • Mobile App
  • 60+ Analysis
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ENTERPRISE

Need more Accounts or a customised package? Get in touch with our sales team for a plan that fits your business.

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Talk to Sales

★★★★★

Nice work on this product. You’ve saved our business! If you aren’t sure, always go for this product. Believe me, you won’t regret it.

Ragul Varma

★★★★★

Really good. This product is by far the most valuable business resource we have EVER purchased. Thanks guys, keep up the good work!

Siva Kumar

★★★★★

I don’t know what else to say. This is simply unbelievable! Nice work on this product. You’ve really saved our business!

Sam Jones

Analysing bank statements made simple “Get Started in 3 Steps”

Step 1

Upload Bank Statements &
Click Analyse Button.

Bank Statement Analyser upload screen showing option to add new account, upload files, and analyse reports

Step 2

Wait for 2 minutes in My reports page.
Click Report Ready to download the report.

Bank Statement Analyser dashboard with ProAnalyser reports, reference ID, report status, and option to create a new report.

Step 3

Download & Understand your client’s creditworthiness and financial behavior in just minutes. Make the right decisions at the right time with confidence.

Sign Up – It’s Free
Bank Statement Analyser report ready popup for Punjab National Bank with download and confirmation options

Ready to get started?

Click the button below to sign up for our free trail or book a demo. Get started now and see the benefits for yourself.

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Contact our Sales Team

Contact Form – BSA

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Bank Statement Analysis API

Explore our bank statement analysis API for quick and effective analysis of customer’s financial health. Assess creditworthiness of customers using our 100+ data points within the time of <3 seconds for better credit decisions.

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All you need to know about our API

Pro Analyser’s Bank Statement Analysis API empowers financial institutions, fintechs, and businesses to automate extraction, analysis, and interpretation of complex financial data across multiple document formats. By leveraging advanced AI, OCR, and machine learning, it provides accurate, real-time insights for faster and smarter credit decisions, underwriting, compliance, and financial planning.

Multi-Source Data Processing: Analyze bank statements, GST data (via GST number and PDF formats), and ITR data (JSON files) with seamless integration.

Extraction of 100+ Data Points: Access and analyze over 100 critical financial data points including income, expenses, transaction history, loan EMIs, investments, UPI transactions, and more for a comprehensive financial profile.

AI-Driven Data Extraction & Categorization: Utilize advanced AI, machine learning, and OCR to extract, categorize, and interpret transactional detailsaccurately across diverse formats.

Tampered PDF Detection & Authenticity Verification: Detect tampering in PDFs by analyzing metadata, font mismatches, altered fields, and document structure anomalies. The API provides authenticity scores and flags suspicious or manipulated documents to prevent fraud.

Output in Shareable Excel Format: Structured, exportable Excel reports compatible with enterprise systems and fintech workflows.

Multi-Bank & Multi-Format Support: Compatible with thousands of document layouts and formats including PDF, ePDF, JSON, and Excel in multiple languages and currencies.

Advanced Fraud & Anomaly Detection: Identify irregular transactions, suspicious patterns, and document manipulation with sophisticated AI algorithms to safeguard financial integrity.

Financial Health Scoring & Insights: Generate creditworthiness scores, cash flow analysis, and risk assessments tailored for underwriting, compliance, and financial planning.

Robust Data Security & Compliance: Employ stringent security protocols and data privacy measures to comply with industry standards, ensuring protection of sensitive financial information.

Seamless API Integration & No-Code Support: Flexible for integration via REST APIs and compatible with no-code platforms for quick deployment.

Scalability & Real-Time Analytics: Designed to handle high volume processing with instant data analysis and customizable financial dashboards.

Banking & NBFCs

Post-Disbursement Monitoring: Track borrower cash flows to spot early signs of distress.
Loan Underwriting: Validate declared income, detect hidden EMIs, and assess repayment capacity.
Fraud Prevention: Identify forged PDF statements, mismatched balances, or repeated transactions.

Fintech & Digital Lending

Collections Support: Flag high withdrawal trends or salary stoppages for early collection triggers.
Alternative Credit Scoring: Build risk profiles for new-to-credit customers using spending and cash flow patterns.
Instant Loan Approvals: Automate analysis to disburse personal loans in under 10 minutes.

Insurance

Premium Affordability Checks: Assess income and expense stability before issuing long-term policies.
Fraud Detection: Validate whether applicants’ declared financials match actual statement inflows.
Claims Verification: Cross-check financial patterns to detect fraudulent or inflated claims.

SMEs & Business Lending

Working Capital Assessment: Check cash inflow consistency and client payment cycles.
Seasonality Detection: Identify revenue fluctuations across months.
Dependency Risk: Detect if a business relies on only a few big clients.

Auditing & Compliance

Transaction Verification: Cross-checks ledger entries with actual bank flows.
Cash Flow Validation: Helps auditors confirm liquidity and working capital positions.
Risk Assessment: Detects unusual inflows/outflows that might signal compliance issues.

  • Enhanced Accuracy & Efficiency: Automates labor-intensive manual data entry, substantially reducing errors and operational costs.
  • Faster Decision-Making: Real-time data processing accelerates credit, compliance, and underwriting workflows.
  • Improved Risk Management: Early identification of anomalies minimizes losses due to fraud or credit defaults.
  • Flexible Integration & Deployment: Whether via API or no-code platforms, integration is fast, allowing businesses to start using the service within hours.
  • Scalable for Enterprises: Supports high volumes of transactions, multi-bank statements, and various document types for growing businesses.
  • Improved Customer Experience: Faster processing and transparent financial insights help build trust and satisfaction among end-users.
  • Comprehensive Support & Documentation: Access extensive technical documentation, SDKs, and dedicated customer support for smooth onboarding.

frequently Asked Question – FAQ’s

A bank statement analysis tool is software that automatically reads bank transactions and categorizes the spending into clear reports. It shows where the money goes, identifies spending patterns, and provides insights to help better financial decisions. The tool saves time by turning raw banking data into actionable financial recommendations.

Our bank statement analyser makes the process effortless by following a few simple steps. First, you upload your bank statements in formats such as PDF or CSV. Next, our system analyzes your data—identifying spending patterns, tracking credits and debits, detecting loans and EMIs, and flagging any unusual transactions. Then, you receive a downloadable report complete with visual charts and personalized recommendations. As a result, the tool effortlessly transforms your raw banking data into actionable financial insights, ultimately saving you time and empowering you to understand and improve your spending habits.

Speed: Reduces loan processing from days to minutes through automation.
Accuracy: Provides data-driven risk assessment and income verification.
Cost Savings: Eliminates manual work and reduces operational expenses.
Better Decisions: Improves loan approval accuracy and reduces defaults.
Compliance: Maintains consistent standards and audit trails.
Customer Satisfaction: Faster processing improves borrower experience.

Automated bank statement analysis eliminates manual errors, speeds up processing time, and ensures consistent data extraction and categorization, even when handling high data volumes or diverse statement formats

Yes, our bank statement analysis software typically supports all common bank statement formats. They also accommodate diverse layouts and formats from different banks, including public, private, cooperative, and international banks. This flexibility is often achieved through advanced technologies like AI & Machine Learning, which extract and standardize data accurately regardless of the original statement format. As a result, these solutions ensure compatibility and seamless processing of bank statements in multiple formats to deliver reliable financial insights efficiently

Businesses use bank statement analysis for cash flow management, expense tracking, compliance audits, fraud detection, and obtaining actionable financial insights for strategic decision-making

Pro Analyser’s bank statement analysis tools utilize AI/ML and pattern recognition algorithms to provide an authenticity percentage, flagging unusual activity, identifying discrepancies, and detecting attempted document manipulation – helping lenders and businesses reduce fraud risk.

Our Bank statement analysis software follows strict security practices, such as end-to-end encryption, access controls, and compliance with standards like GDPR and ISO, to protect sensitive financial information throughout the analysis process

Analysis of bank statements enables lenders to verify income, assess spending behavior, calculate debt-to-income ratios, and evaluate risk efficiently while leading to faster and more accurate lending decisions.

Pro Analyser’s bank statement analysis tool offer API integrations, enabling seamless connection to existing CRMs, loan management, or ERP systems for streamlined financial workflows

A Bank Statement Analysis API automatically extracts and interprets data from digital or scanned bank statements, giving instant insights on income, expenses, and balances for faster financial decisions.

Banks, NBFCs, DSAs, auditors, accountants, and fintech platforms can use Bank Statement Analysis APIs for faster loan processing and better risk assessment.