GANESH E
Author: GANESH E
Bank Statement Analysis: The Hidden Red Flags Lenders Often Miss
According to recent reports,over 18% of loan defaults had warning signs right inside the bank statement—signs that were missed during the review. It wasn’t missing documents. It wasn’t poor credit scores. Just small clues hiding in plain sight. Most teams only check for large deposits or low balances. But that’s just the surface. The real…
How to Use Bank Statement Analyser to Improve Borrower Conversations
Let’s say you’ve got two sales reps calling the same borrower. One jumps in with no prep—just the application form and a few standard questions like, “What’s your income?” or “Any existing loans?” The borrower responds politely, but it’s all surface stuff. Now imagine the second rep. Before the call even starts, he’s seen the…
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How GST Tools Speed Up and Improve Lending Accuracy
Let’s face it—loan files aren’t getting lighter, and borrowers aren’t always as clean as their claims. While speed is the new expectation, accuracy still decides profit vs. regret. That’s where GST tool comes in—not as “nice-to-haves,” but as quiet game-changers. Imagine scanning a borrower’s entire GST history in seconds—spotting mismatches, gaps, or fake filings—before the…
Top 7 Benefits of Automated Bank Statement Analysis for Lenders
In this modern lending era, speed is currency and trust is fragile. And if you’re still reviewing bank statements line by line. You’re basically riding a bicycle in a jet-speed race.Sure, you might reach the finish line—but you’ll be late, exhausted, and maybe misled.If you’re the kind of lender still zooming into PDFs with one…
3-Step Process to Review Any Bank Statement Without Excel
Are you a finance pro, but your daily task looks like this?Opening PDFs, converting to Excel, copy-pasting line by line, fixing rows, checking data with a pen and paper. Then this blog is for you — because I’ve been there too. In the next few minutes, we’ll break down how real finance professionals handle all…
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Decode Financial Statements in Minutes: The Complete Guide
In today’s fast-paced world, finance professionals still stuck using manual methods risk making critical mistakes. One slip, one misread number, and the whole financial picture can collapse. But what if you could decode a financial statement in just two minutes? Let’s explore how you can do it quickly and confidently. 1. Why Analyze Financial Statements?…
What You Can Discover in 5 Minutes With a Bank Statement Analyser
“What is a bank statement analyser?”This is a common question many people ask before transitioning to AI-driven financial tools. As the fintech industry continues to evolve, the move towards automated analysis has increased by 19.9% in just one year. If you’re one of the many looking to take your business to the next level, this…
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Digital Lending in India: Tech Tools That Actually Work (And Ones That Don’t)
Digital lending in India has moved fast — but let’s be honest, most teams are still stuck with clunky tools and dashboards that look good but break under pressure. This blog’s got fresh 2025 insights, straight from what real lending teams are actually using. No boring old tool lists. No fluff. Just a clean breakdown…