Author: BABITA

Small businesses are the backbone of our economy, yet accessing capital remains a constant struggle for many. While credit scores and collateral often take the spotlight, cash flow—the heartbeat of any business—is where the real story lies. So why does cash flow analysis matter so deeply for small business lending? Let’s dive in and uncover…

Ever wondered what happens after you hit “Submit” on a loan application? It’s not just numbers being crunched behind the scenes. It’s a story—your story—being interpreted by algorithms, analyzed by experts, and, ultimately, decided upon. Let’s take a behind-the-scenes look at this journey, step by step. Step 1: The Application—Your First Impression The process begins…

Picture this: You’re juggling a mountain of unpaid loans, your team’s resources are stretched thin, and time is slipping away. Every delayed recovery feels like sand slipping through your fingers, and the pressure to balance customer relations with financial accountability is overwhelming. This is where outsourcing loan recovery appears like a shining beacon. But is…

Bank statements are more than just numbers on a page—they’re a snapshot of financial habits, priorities, and risks. But here’s the challenge: not all bank statements paint an honest or complete picture. For lenders, ignoring red flags can lead to costly defaults. In 2024, India saw a 15% rise in non-performing assets (NPAs), with financial…

What if I told you your financial future isn’t hidden in tarot cards or tea leaves but is spelled out in plain sight? Yes, we’re talking about your bank statements. These seemingly mundane documents hold the power to predict your financial destiny, illuminate hidden opportunities, and help you avoid potential pitfalls. Intrigued yet? Let’s dive…

Let me share something personal. I’m Thiru, and I am the founder of ProAnalyser and I run this business. One of my biggest frustrations? My auditor’s delayed responses. Whenever I needed clarity on a financial matter, I’d find myself waiting—sometimes for days. The uncertainty? Stressful. Wasted time? Infuriating. Worse still, it left me questioning if…

Bank statements are more than just numbers on a page—they’re a financial narrative. Yet, the surprising truth? Over 90% of lenders miss the hidden insights buried within them. For Indian businesses in the finance sector, this gap often means approving risky borrowers or turning away genuinely creditworthy ones. Can you afford to make that mistake?…

Imagine this: you’re reviewing a loan application, and everything looks solid on paper. The borrower has a decent credit score, steady income, and no glaring red flags. But is that enough? For seasoned financial pros, the real story often lies in a less glamorous but far more revealing document—bank statements. These seemingly mundane records hold…

More Numbers, More Pressure—But at What Cost? You analyze numbers for a living. You balance risks, strategize growth, and handle immense responsibilities. Yet somewhere, beneath the deadlines and dollar signs, a quieter imbalance exists—your own mental and physical health. Are Mental Health Struggles the Silent Crisis of the Financial World? Stress? It’s part of the…

Running a business without financial reporting and analysis is like driving blindfolded—dangerous and bound to end in disaster. The financial reporting and analysis tools are the unsung heroes of success, turning raw numbers into actionable insights that help businesses thrive. Let’s dive into how they work and what is the importance of Financial Reporting and…